Bank files Sweden
Björn Schwab
2020-10-27
Operating system: macOS
Is there anybody looking into swedish bank files.


Swedish bank are going over to ISO20022.

Nordea as of august 2020
Handelsbanken as of March 2021
SEB as of December 2020
Swedbank (not sure when).

VERY IMPORTANT: The existing Swedish SEPA format is not correct:
- Does not support payments to swedish bank accounts
- Each bank has their own version of the format
- Credit invoices is not supported correctly.
- Does not support payments to foreign bank that doesn´t have IBAN (China, US, AUS etc)

Customer will have to do manual payments if this is not fixed.
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